Auto Loan Question!!!?

Auto Loan Question!!!? I am going to be taking an auto loan soon from my bank (wells fargo). The car is $10,000 - I was going to save $5,000 then get the loan. Would it be better to get a $10,000 loan and pay half of it off the very next d…

I had to have a co-signer for my auto loan, so who is building credit when I make my payments...?

I had to have a co-signer for my auto loan, so who is building credit when I make my payments...? I had to have a co-signer for my auto loan (since I have NO credit.), so who is building credit when I make my payments...? Me or my co-signe…

Auto Loan Contract (6 Year Loan turns Into an 8 Year loan)?

Auto Loan Contract (6 Year Loan turns Into an 8 Year loan)? I purchased an SUV in 2005 (6 year loan) my loan was to finish in June 2011. I called the finance company to get a pay-off January 2011and they said I still owe them $14.000.00 No…

Auto loan refinace question?

Auto loan refinace question? Looking to refinance my auto loan. I just bought the car last month at a rate of 5.19% through the dealers finance co (BMW finance). I was approved with capital one at a rate of 4.45%. I will most likely go wit…

What is a good/bad interest rate for an auto loan?

What is a good/bad interest rate for an auto loan? For a $5000 auto loan for 60 months What would be the range for none, bad, average, good, and perfect on an interest rate? **Please... serious, constructive answers only** BEST ANSWER: Try…

Question about going to dealer with pre-approved auto loan?

Question about going to dealer with pre-approved auto loan? I have a auto loan approval through AAA for a specific amount to buy a specific car. The instructions I received say to have the dealer fill out the purchase and sales agreement a…

Can you get an auto loan to pay off another auto loan?

Can you get an auto loan to pay off another auto loan? Ok so recently my family purchased a car from our local honda dealer. The place that apporved of the loan is charging us us i believe around 9% of interest on the car. I was wondering …

Getting auto loans with average credit?

Getting auto loans with average credit? I checked my credit score and its at 679. Im trying to get an auto loan of 10k, either with chase or capital one. I am serving in the military so my income is steady. I have about 2.5 years of credit…

Trying to get an auto loan?

Trying to get an auto loan? I checked my credit score and its at 679. Im trying to get an auto loan of 10k, either with chase or capital one. I am serving in the military so my income is steady. I have about 2.5 years of credit. Should i h…

How to get a $10,000 Auto Loan with a credit score of 626, and a part time job?

How to get a $10,000 Auto Loan with a credit score of 626, and a part time job? I am 22 years old with an average credit score and a part time job that I've had for 2 months. Without the option of a cosigner, how could I get approved for a…

What Happens if You Stretch The Truth" on a Auto Loan Application?"

What Happens if You Stretch The Truth on a Auto Loan Application? So I've been working for 6 months, make an average of $550-$650 a pay check. On the Auto Loan application, I put 11 Months working BEST ANSWER: Try this site where you can f…

What Happens if You Stretch The Truth" on a Auto Loan Application?"

What Happens if You Stretch The Truth on a Auto Loan Application? So I've been working for 6 months, make an average of $550-$650 a pay check. On the Auto Loan application, I put 11 Months working BEST ANSWER: Try this site where you can f…

How much does a cosigner help in my auto loan?

How much does a cosigner help in my auto loan? I have a credit score of 700. My grandma has a credit score of 800+ because she owns her house and she's never been late... neither have I. Will she cosigning me help me get an auto loan even …

Is there a difference between a secured loan and an auto loan?

Is there a difference between a secured loan and an auto loan? I purchased a vehicle from Infiniti Saturday. They told me I could get a 1.9% interest rate, but then when I went back to do the financing and sign the final papers, they ended…

Should my husband and I apply for an auto loan together or separate?

Should my husband and I apply for an auto loan together or separate? We are considering getting a new car since mine is 11 years old and keeps having expensive repair issues. I was wondering if we would get a better percentage rate on an a…

Would I get approved for an auto loan?

Would I get approved for an auto loan? I have a 724 fico score, but i've had a credit account for less than a year (around 10 months) with a $300 credit limit, which i pay off every month, and a pretty good debt to income ratio. mainly i'm…

Do banks usually give auto loans for a car you are buying that is For sale by owner"?"

Do banks usually give auto loans for a car you are buying that is For sale by owner ? I am looking into buying a car that is being sold by its owner, and I wasn't sure if I'd be able to get the bank to loan me the money for the car in this…

Auto loan interest rates, Which is the best company to get an auto loan?

Auto loan interest rates, Which is the best company to get an auto loan? BEST ANSWER: Try this site where you can find the best solutions for you:finance-solution.us RELATED QUESTIONS: Where to find affordable auto insurance in Texas? We j…

Chances of getting auto loan?

Chances of getting auto loan? the reason my score is so low i had a school loan that i thought my parents paid off but hadn't. I paid it off in full after i found out. It was in collections thought which hurt bad. I have learned that build…

What are my chances on getting a auto loan through Citadel bank ?

What are my chances on getting a auto loan through Citadel bank ? Im trying to take over payments on a dodge srt4 neon, it has 9,000 left on the loan and im worried that i wont be able to get the loan, I have had a truck payment for a year…

30 day lates on credit report from auto loan?

30 day lates on credit report from auto loan? Back in December of 2009, my husband and I both got laid off of work. We were having some money problems, and we had to pay our auto loan late. Although, we are basically a payment behind; here…

Why can't I get an auto loan with a co-signer?

Why can't I get an auto loan with a co-signer? Ok, so they said my credit was too bad to get the loan. Why are they not going off my co-signer's credit instead of mine? BEST ANSWER: Try this site where you can find the best solutions for y…

How much does having a cosigner help you when looking for an auto loan?

How much does having a cosigner help you when looking for an auto loan? So I'm 19 had the same job for 3 years 2 credit cards never been late on a payment and i can't get an auto loan for 7,000. I've tried Schools credit union and Golden1.…

How are my chances of getting an auto loan?

How are my chances of getting an auto loan? well, gonna take my chances. With a credit score of 630. :( No one I know has a good credit score. Thats why I'm trying to make mine look better. BEST ANSWER: Try this site where you can find the…

$10-15K auto loan in Toronto: what would be the approx. monthly payment?

$10-15K auto loan in Toronto: what would be the approx. monthly payment? Hello all. If I take an auto loan in Toronto, Ontario, Canada of $10K what would the monthly premium come down to (approx.)? Assume an average tenure (the tenure most…

Can I get an auto loan with a 529 credit score with a cosigner that has a 810 credit score?

Can I get an auto loan with a 529 credit score with a cosigner that has a 810 credit score? I had applied for an auto loan through a credit union and was turned down. I told them I would have my Dad cosign for the loan. They said that the …

How much credit history is enough for auto loan?

How much credit history is enough for auto loan? Today my husband and I were denied an auto loan due to limited credit history. We've had a credit card with the credit union we applied with for 9 or 10 months now for the purpose of buildin…

Got a new job, will i be approve for an auto loan?

Got a new job, will i be approve for an auto loan? I been working about a week at my new job and have no credit. I am a new college graduate and i want to get a newer car cuz im tired of my old one. I was thinking on a 2008 Honda Civic SI.…

Where can I get an auto loan with my situation?

Where can I get an auto loan with my situation? I don't know if anyone on answers is an auto loan guru but I'm trying to figure out where I'm most likely to get accepted for an auto loan without applying everywhere and making my credit tak…

How likely am I to get an auto loan from my bank?

How likely am I to get an auto loan from my bank? Preferably answered by experienced bankers. Interested in certified used 2005 Chevy Impala for $8500 (after registration and all). 607 credit score from TransUnion. Employed, full-time in a…